Check Guarantee Don't get influenced into check guarantee by another company. The guarantee is that they make more money than they will save you! Let me give you an example.

100 checks at $35.00 times 1.5% + .25 per transaction = $77.50
1% of checks returned = $35.00
80% recovery rate = .8 checks or $28.00
With check guarantee your cost is $77.50
With check collection your cost is $7.00
Another way to look at is that you will spend $77.50 to get an extra $7.00
The guarantee company will collect about $28.00 + $20.00 in return fees for a total of $58.00 so they get your $77.50 in fees from the merchant plus another $58.00 in collections and only pay you $35.00. They still wind up $105.50 ahead of the game. What a deal for merchants, huh?

Still not convinced? Apply today and we will guarantee your checks. Depending on your industry, the rates will vary and the dollar amount of the checks guaranteed will be limited. Click on Check Guarantee now and choose the program that will best fit your business. After you have decided on the best program for your business you can Apply For Check Guarantee.

Our recovery rate using RCK in January 2003 was 76.2% with an overall rate of 86.9%. February 2003 using RCK 73.66% with an overall rate of 82.34%. March 2003 using RCK 74.14% with an overall rate of 83.37%. That means that using the above formula and comparing our recovery rate to it you would save over $70.00 just using our electronic check collection service on only 100 checks! If you receive more than 100 per month do the math and see how much you can save.

Figures updated May 8 2003.

How and when will I be notified of the checks in the CheckMatic system?
You are notified every day in your e-mail. You can find out sooner with our online reporting system. You are paid weekly on all NSF checks recovered electronically the week before. We electronically deposit your funds every Monday on funds we receive the previous week. We don't pay out twice a month as with other companies.

Electronic presentment gives us 2 additional attempts to collect the funds. You are only allowed 1 additional attempt by your bank. If the check is still not good after the second presentment, our software will monitor the check writers' account for funds availability before presenting the third time. There is no fee the on electronic attempts to retrieve NSF checks. The check writer pays for results, not you! You only get results and not pay for the efforts.

Your only obligation is to notify check writers of your company policy on NSF checks. We provide you with signs and stamps for point of sale businesses. If you are mail order or Internet business, you must have your policy on your web page or invoice. It's no different than having a return policy. We will provide you with the proper wording to place on your site or on your mail order forms.

Since 1998 when the laws changed we have been able to retrieve an average of 85% of returned checks by using electronic representment and traditional methods! No embarrassing phone calls to the customer, no employees wasting time and most of all 3 total presentments of which the odds are in your favor. No additional bank fees for presenting two additional times!

With our check collection service there is no:

• Equipment Rental
• Statement Fee
• Set Up Charge (minimum 5 returned checks per month)
• Monthly Fee
• Transaction Fee
• Exempt Businesses

The size of your business doesn't matter. All of our clients are treated equally. We are large enough to care for your needs but provide personal service instead of treating you like an account number.

Here is a small sample of the businesses who take advantage of our service:

• Alvin Jr College
• United Publishers
• North American Photographers
• Move For Free
• Glo Tanning Studios
• Pizza Hut
• Dominos
• Subway
• Nevada Bobs Golf
• Mail Boxes Etc.
• XCell Data
• Herff Jones
• Central Florida Pediatrics
• Sanford Pediatrics
• Pediatric Plus
• Ice Sports Forum
• Houston Graduation Center
• Brady Hull Associates
• Fruitilandia
• City Of Fountain Colorado
• Taco Bell
• Pizza Hut
• Exact Message
• Mobil Uniforms
• Time Mart
• Dekra Emission Check
• Sidekicks Martial arts
• Pappa Johns
• Squires Tuxedo Rental
• Pill Box Pharmacy

Will you be part of our family?

The only investment required is the time it takes to fill out the proper enrollment forms. We charge an enrollment or $79.00 if you receive less than five returned checks per month. If you have more than five returned items per month the enrollment fee is waived. We know you will be satisfied but just in case you are not within the first 90 days we will refund your enrollment fee. We have never had any client ask for a refund! We also guarantee you will never pay to have any check recovered that is less than six months old, period! Use our Consolidated Returns and reduce your return fees by 60% or more. We will also have your checks in our system for collection in about a week instead of two weeks or more. Don't wait to get your next NSF check or your first one to get started. Sign on now and have our service ready to go to work for you! To receive an application call the number below, or send us an e-mail with your contact information and best time to call. We will usually respond to all requests the same business day.