NSF check collection and check recovery can be a
burden on a merchants business. Through our monitoring system, we are able to recover about 75%
of NSF checks without ever contacting your customer.
We simply recover NSF checks electronically
for you and your customer doesn't have to receive an embarrassing phone call. Your customer
will not have to bring in a money order or cash either. For items not eligible for RCK or that
the electronic representment has failed we use traditional NSF check collection methods.
RCK and traditional NSF check collection is free to merchants because the fee is paid
by the check writer. With Consolidated Returns
you can realize a phenomenal savings on NSF check return fees charged by your bank.
Our fee for returned items can reduce your return fees by 60% or more than you are paying now.
Participating merchants receive a rebate to cover the
bank charge in some states. In other states merchants qualify for bank fee
reimbursement with a minimum number of checks collected electronically.
With our electronic NSF check collection system, no notification of NSF checks will have
to be sent. We offer traditional NSF check collection to merchants as well.
While traditional NSF check collection in itself is not as effective as RCK,
it still has a use for items that are not eligible for RCK or the RCK efforts have been exhausted.
There are many Benefits we offer over other companies.
We do not charge to collect NSF checks recovered electronically. We don't charge to collect any checks less than six
months old. We don't send your checks to another agency like many companies that
only perform electronic representment. We are the other agency. Do you really
want your checks floating around from one company to another? When you let us handle
your check recovery problems, you know that we are dedicated to collecting your money.
We accept checks for collections up to two years old. We perform
electronic and traditional collections and at your request we will forward items to our
attorney group for further action on any uncollected
items. As a
member of Better Business Bureau we are committed to providing the best possible
service to our clients while maintaining the standards set by the
FDCPA.
You can read our BBB reliability report
and know you are doing business with a reputable company. We are also bonded and licensed in
every state that has required us to do so.
We know that NSF checks are not the only problems a business faces but it could be the end of your
business! We hope you can see that this is something that you can afford to take advantage of.
This a a free service with a month to month contract.
Even if you don't take advantage of our service, we offer
Free Tips to help businesses not accept NSF checks from their customers. We offer these
tips to our current and, hopefully, our future clients. We want all businesses to avoid
getting NSF checks but we are there when help is needed. We want to help all businesses when they do receive NSF checks.
We are not a reseller of some other company and when you talk to us, you are talking
to the processors. We do not offer a "Business Opportunity" to anyone with the money.
We do not represent ourselves as something we are not.
- We provide processing of NSF checks and ACH transactions.
- We only use a select group of pre-qualified offices to represent our company.
- We offer the same software products we use in our business daily.
- This is all we do!
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